| 1. High Standard of Integrity & Fairness |
We conduct all mutual fund distribution operations with high standards of integrity, professional fairness, and diligence. Client interests are treated as paramount across all investment transactions and service touchpoints. |
| 2. Prohibition of Application Splitting |
We strictly prohibit splitting single investor purchase applications across multiple dates, folios, or transactions to artificially claim transaction charges or bypass high-value application rules. |
| 3. Document Integrity & Pre-Signing Rules |
We guarantee that all transaction slips, application forms, and KYC documents are fully filled and verified prior to investor sign-off. Collecting, holding, or processing pre-signed blank forms is strictly forbidden within our organization. |
| 4. NISM Certification & EUIN Licensing |
Every client-facing advice or transaction execution is handled exclusively by individuals holding valid NISM Series V-A certification and active EUIN registration (EUIN: E223074). |
| 5. KYD & ARN Renewal Compliance |
We maintain 100% compliance with AMFI Know Your Distributor (KYD) requirements, ensuring ARN-133557 is continuously valid and timely renewed well ahead of statutory expiry thresholds. |
| 6. Prevention of Mis-Selling & False Claims |
We refrain from making exaggerated projections, misrepresenting scheme features, or mis-selling mutual fund investments as bank fixed deposits or guaranteed return products. All presentations incorporate full market risk disclosures. |
| 7. Anti-Money Laundering (PMLA) Norms |
We enforce robust primary verification on investor identification, bank details, and payment sources in accordance with the Prevention of Money Laundering Act (PMLA), 2002 and SEBI AML guidelines. |
| 8. Audit Cooperation & Regulatory Access |
We extend full cooperation and transparent access to financial and operational records during routine or special compliance audits conducted by AMCs, AMFI, or SEBI officials. |
| 9. Commission Clawback Compliance |
In circumstances where an investor redeems units prior to minimum statutory holding periods triggering AMC clawback provisions, DK FIINSERV complies fully with immediate repayment of applicable trail amounts. |
| 10. Investor Financial Literacy Commitment |
We actively commit organizational resources to conducting non-commercial Investor Awareness Programs (IAPs) to educate investors on systematic financial planning, risk management, and long-term asset allocation. |
