⚠️
MANDATORY SEBI STATUTORY WARNING:
Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Past performance is no guarantee of future returns. DK FIINSERV (ARN-133557) operates strictly as an AMFI-registered Mutual Fund & SIF Distributor and does not offer guaranteed return schemes, capital safety assurances, or assured yield products.
1. NATURE OF INTERMEDIARY SERVICES & DISTRIBUTOR STATUS
1
Mutual Fund & SIF Intermediary Designation
DK FIINSERV is an AMFI-registered Mutual Fund & SIF Distributor (ARN-133557) authorized under SEBI (Mutual Funds) Regulations, 1996 to distribute mutual fund schemes and Specialized Investment Funds of Asset Management Companies (AMCs) registered with SEBI.
- Non-Advisory Framework: Materials, research highlights, scheme analysis, and portfolio information provided on this platform are for informational and distribution purposes only. They do not constitute investment advice or personal recommendations under SEBI (Investment Advisers) Regulations, 2013.
- Execution-Only Services: All investments made through DK FIINSERV are executed on a non-discretionary, execution-only basis upon specific instruction and authorization from the client.
- Commercial Disclosures: As a distributor, DK FIINSERV receives trail commissions from AMCs on mutual fund transactions routed under ARN-133557. Complete scheme-wise commission structures are published transparently on our Commission Disclosure Page.
2. MARKET RISKS & NO PERFORMANCE GUARANTEES
2
📉 Net Asset Value (NAV) Volatility
The Net Asset Value (NAV) of scheme units can fluctuate based on broader financial market forces, interest rate changes, liquidity constraints, credit rating events, sector movements, and macroeconomic policies.
🚫 Capital Non-Guaranteed
Mutual fund units are not bank fixed deposits or government guaranteed instruments. Investors are not assured of returns or capital preservation. Capital loss is possible depending on scheme performance.
Historical Performance Data Limitations
Past performance trends, rolling returns, and CAGR illustrations published across this platform serve historical evaluation purposes only. Past performance cannot be treated as an indicator or guarantee of future yield or NAV trajectory.
3. FINANCIAL CALCULATORS & SIMULATION TOOLS
3
🧮 Illustrative Purpose of Online Calculators
All financial calculators, SIP planners, retirement calculators, SWP projection tools, and goal inflation calculators available on this website are conceptual mathematical tools designed for educational guidance. Projections generated do not constitute contractual commitments or assured future wealth guarantees by DK FIINSERV.
4. ACCURACY OF INFORMATION & THIRD-PARTY DATA FEEDS
4
| Data Category |
Source Authority |
Disclaimer Scope & Limitations |
| NAV & Historical Pricing |
AMFI / CAMS / KFintech Feeds |
Delays or temporary errors in automated data API feeds are subject to technical availability. Always verify latest official NAV on AMC portals before placing high-value transactions. |
| Scheme Riskometers |
Respective AMCs (Updated Monthly) |
Riskometer classifications are assigned directly by AMCs according to SEBI mandates and are subject to monthly risk evaluation updates. |
| Expense Ratios (TER) |
AMC Statutory Disclosures |
Total Expense Ratios are managed dynamically by fund houses within statutory limits and may change without prior notice by AMCs. |
| External Web Links |
Third-Party Portals (SCORES/ODR) |
Links pointing to external websites are provided for user convenience. DK FIINSERV bears no liability for external portal availability or content accuracy. |
5. ONLINE TRANSACTIONS & TECHNICAL INFRASTRUCTURE
5
Technical System Availability
- RTA Gateway Dependencies: Transaction executions depend on payment gateway uptime, banking networks, and RTA server functionality (CAMS/KFintech/MF Central). DK FIINSERV is not liable for transaction failures caused by external banking or payment system outages.
- Cut-Off Time Compliance: Unit allotment NAV is governed strictly by SEBI cut-off timing rules and the realization of funds in AMC bank accounts, independent of distributor portal access time.
- Cyber Security & Credentials: Users are responsible for safeguarding login credentials, passwords, and OTPs. DK FIINSERV staff will never ask for confidential PINs or banking passwords.
6. TAXATION & REGULATORY COMPLIANCE NOTICE
6
INDEPENDENT TAX CONSULTATION ADVISED: Tax implications on mutual fund investments (such as Equity LTCG/STCG, Debt STCG, Dividend tax rates, and Stamp Duty) are subject to changes in the Income Tax Act, 1961 and Finance Acts. Investors must consult a qualified Chartered Accountant or tax advisor regarding individual tax liabilities before transacting.
7. INTELLECTUAL PROPERTY & WEBSITE TERMS
7
All logos, brand identifiers, custom code, layout designs, and original written materials on https://dkfiinserv.com/ are the intellectual property of DK FIINSERV. Unauthorized reproduction, web scraping, or redistribution without prior written consent is strictly prohibited.
